Preheat oven to 350°F (175°C). Grease an 8x8 or 9x9-inch baking dish.
In a large bowl, combine oats, cinnamon, baking powder, and salt.
In another bowl, whisk together milk, Greek yogurt, eggs, maple syrup, and vanilla until smooth.
Pour wet ingredients into dry ingredients and mix until combined.
Fold in diced apples and nuts (if using).
Pour into prepared baking dish and spread evenly.
Bake for 35–40 minutes, until the top is golden and the center is set.
Let cool slightly before slicing. Serve warm with a drizzle of maple syrup or a spoonful of Greek yogurt.